Ohio Ranked a Risky State for Drivers’ Wallets

January 20, 2015

Consumer finance website WalletHub just released its ranking of 2015’s Most and Least Risky States for Drivers’ Wallets and, unfortunately for Ohio drivers, the Buckeye State fell in the bottom half of the list.  The rankings, which are based on local liability insurance requirements, additional (if any) types of required insurances, and estimated percentage of uninsured motorists, placed Ohio at No. 30 among all states and Washington D.C.  Had the rankings been based solely on percentage of uninsured motorists, Ohio would have fallen even lower on the list.

What Can I Do If I Was Injured by an Uninsured Driver?

With nearly 1 in 7 motorists driving without insurance—and an even more concerning 1 in 5 Ohio drivers involved in a car accident being uninsured—motor vehicle accident victims are often injured by negligent drivers who lack the mandatory liability insurance coverage (25/50/25 coverage, explained here).

If an uninsured motorist injures you or your loved ones, contact an experienced car accident lawyer immediately to discuss your options.  In most cases, you may be able to receive compensation under your own liability policy’s coverages for accidents involving uninsured or under-insured motorists.  In discussions with your insurer, it is recommended that you seek legal counsel.  A Cleveland motor vehicle accident lawyer can help ensure that your interests are protected in any settlement negotiation.

An experienced personal injury attorney can also review your uninsured crash case to determine if a third-party may be at fault for your injuries.  Auto defects, airbag injuries, auto seat failures, rollovers, or other drivers may share in the blame for your accident.  Your attorney will be able to determine if another party’s negligence contributed to your injuries.

Car accidents are frightening and often tragic, and suffering injuries at the hands of an uninsured motorist can make the aftermath of an accident even more frustrating.  Do not wrestle with these complex issues alone.

If you or a loved one have been injured in a motor vehicle accident, contact the trial attorneys at Lowe Scott Fisher Co., LPA for a free telephone consultation.

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