Should I Give a Recorded Statement to an Insurance Adjuster?

August 5, 2015

Here is an experience that many motor vehicle accident victims have gone through:

After sustaining injuries in a traffic crash, the victim is contacted by an adjuster from the negligent driver’s insurance company—sometimes within a day or even a few hours of the crash.  The adjuster presses the victim for a recorded statement, offering assurances that a recorded statement will allow the insurer to process the claim much faster. 

Should You Give a Recorded Statement to an Insurance Adjuster in a Situation Like This?

No.  Plain and simple.  You should not give this adjuster a recorded statement, and you are not required to give this adjuster a recorded statement.  Insurance companies request recorded statements in these situations as a means to protect their interests, not the interests of accident victims.  You can be sure that any recorded statement given will be scrutinized, picked apart, and used as fodder to deny or limit your claims during subsequent settlement negotiations or at trial. 

What Should I Do If an Insurance Adjuster Wants a Recorded Statement?

Clearly and firmly deny the request for a recorded statement.  Adjusters have experience and scripts designed to overcome first rejections, so do not be caught off guard.  Once you have denied the request, excuse yourself from the call or meeting. 

If you have already obtained legal representation, provide your attorney’s information to the adjuster.  If you have not, it is in your best interest to contact an Ohio car accident lawyer to represent you.  Dealing with a large insurer with the resources of a large corporation can be challenging, but an experienced attorney can protect your rights and your claims.

If you or a loved one have been injured in a motor vehicle accident in Cleveland, contact an Ohio car accident lawyer at Lowe Scott Fisher Co., LPA to discuss your claim.


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