What is Covered by Workers Compensation?

August 10, 2018

Understanding what is covered by workers compensation in Ohio is not easy.  Unfortunately, difficulty understanding the workers’ compensation system causes many eligible workers not to file claims and many more to file claims without all necessary records and documentary evidence required.

As experienced Ohio workers’ compensation lawyers, the team at Lowe Scott Fisher Co., LPA can help you or your loved one no matter where you are in the claims process.  If you have been injured on the job, you may be entitled to receive assistance.  You deserve to collect all assistance available, to understand your rights, and to have an attorney who will give your case immediate and close attention.

To learn whether you may be eligible to receive workers’ compensation, it is recommended that you speak to an attorney regarding your claims.  While every case is different, below are a few points intended to help novices understand what your attorney will review when determining whether your claim may be covered.

Who is Covered by Workers Compensation?

Ohio workers’ compensation benefits cover employees who suffer “work-related” injuries—injuries that occur during the course of their employment.  In some claims, this determination may be fairly simple.  For example, an individual who is on the clock and on the premises performing a job-related task when an injury occurs will almost certainly be considered a covered employee.

But many claims are not so clear cut.  Employees frequently sustain injuries while travelling, while on the premises but not working, while at company events, etc.  Ohio law surrounding whether these and other injuries are “work-related” is complex.

Your attorney can help you understand whether your injury is work-related under Ohio law.  For most purposes, though, anyone who believes they have suffered a work-related injury should contact a workers’ compensation lawyer for a free consultation.

What Injuries are Covered by Workers’ Compensation?

Ohio law allows employees to obtain workers’ compensation benefits for immediate physical injuries, cumulative injuries, and occupational diseases.  If a workplace accident causes an individual to sustain an immediate injury (such as a laceration or fracture) the injury may be covered.  Injuries do not necessarily have to be immediate or the result of an accident, however.

Cumulative injuries that occur due to activity that, over time, causes injury or medical conditions are also eligible for compensation.  An example of this would be lower back or joint injuries that result from repetitive lifting.

Finally, Ohio law also provides benefits eligibility for those who develop occupational diseases as the result of employment.  This can include medical conditions caused by exposure to chemicals or other harmful elements.

What Financial Losses are Covered by Workers’ Compensation?

Under Ohio law, those injured in a work-related injury may be entitled to compensation for both the full amount of reasonable and necessary medical expenses, and for lost or diminished wages sustained as the result of the injury.

Protecting your right to receive the maximum compensation available requires thorough calculation and support for your claim.  While many self-filed claims do not result in an award of fully available compensation, an experienced attorney can help ensure that you receive the maximum amount available under Ohio’s workers’ compensation laws.

Ohio Workers Compensation Lawyers

If you or a loved one suffered an injury at work, we are here to help.  Call or email us now to schedule your free initial consultation.

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